Last Updated: January 1, 2026
Welcome to QuicKapital. These Terms and Conditions ("Terms") govern your access to and use of our website, services, and products. By accessing or using our services, you agree to be bound by these Terms. Please read them carefully.
By accessing or using the QuicKapital website ("Website") and services ("Services"), you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, as well as our Privacy Policy. If you do not agree to these Terms, you must not use our Website or Services.
These Terms constitute a legally binding agreement between you and QuicKapital. We reserve the right to modify these Terms at any time, and such modifications will be effective immediately upon posting. Your continued use of our Services after any changes indicates your acceptance of the modified Terms.
To use our Services, you must:
If you create an account with us, you are responsible for:
QuicKapital is not liable for any loss or damage arising from your failure to maintain the security of your account.
QuicKapital provides business funding solutions including but not limited to working capital loans, equipment financing, merchant cash advances, lines of credit, and commercial real estate loans. We act as a marketplace connecting businesses with funding opportunities from our network of lenders and financial partners.
Submitting an application does not guarantee approval or funding. All applications are subject to underwriting review, verification, and approval criteria established by QuicKapital and our lending partners. We reserve the right to decline any application for any reason in our sole discretion.
If approved for funding, you will receive a separate loan agreement or funding contract that will govern the specific terms of your funding, including:
You must carefully review and agree to the terms of any funding agreement before accepting funds. These Terms and Conditions are supplemental to, but do not replace, the specific terms of your loan or funding agreement.
You represent and warrant that all information provided in your application and throughout the funding process is accurate, complete, and truthful. You agree to provide any additional documentation or information we reasonably request to verify your application. Providing false, misleading, or incomplete information may result in denial of your application, termination of services, and potential legal action.
By submitting an application, you authorize QuicKapital and our lending partners to obtain credit reports, verify information with third parties, and conduct background checks as necessary to evaluate your application. You understand that these inquiries may affect your credit score.
By providing your contact information, you consent to receive communications from QuicKapital via phone, email, text message, or other electronic means regarding your application, funding offers, account servicing, and promotional materials. You may opt out of promotional communications at any time, but you cannot opt out of essential service-related communications.
You may use our Website and Services only for lawful purposes and in accordance with these Terms. You agree not to use our Website or Services in any way that violates any applicable federal, state, local, or international law or regulation.
You agree NOT to:
Violation of these restrictions may result in immediate termination of your access to our Services and potential legal action.
The Website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by QuicKapital, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.
You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website, except as follows:
The QuicKapital name, logo, and all related product and service names, designs, and slogans are trademarks of QuicKapital. You must not use such marks without our prior written permission.
YOUR USE OF THE WEBSITE AND SERVICES IS AT YOUR SOLE RISK. THE WEBSITE AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.
QUICKAPITAL DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
No advice or information obtained from QuicKapital or through the Services shall create any warranty not expressly stated in these Terms.
TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL QUICKAPITAL, ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, OR SUPPLIERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:
This limitation applies regardless of whether the damages arise from:
IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES EXCEED THE AMOUNT OF FEES YOU HAVE PAID TO QUICKAPITAL IN THE TWELVE (12) MONTHS PRIOR TO THE EVENT GIVING RISE TO THE LIABILITY, OR $100, WHICHEVER IS GREATER.
You agree to defend, indemnify, and hold harmless QuicKapital, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Website or Services, including, but not limited to, your User Contributions, any use of the Website's content, services, and products other than as expressly authorized in these Terms, or your use of any information obtained from the Website.
If you have any dispute with QuicKapital, you agree to first contact us and attempt to resolve the dispute informally by sending written notice to QuicKapital at 10 Glenlake Parkway, Suite 130, Atlanta, GA 30328. The notice must include your name, contact information, a description of the dispute, and the relief you seek. We will attempt to resolve the dispute within 60 days of receiving your notice.
If we cannot resolve the dispute informally, any dispute arising out of or relating to these Terms or the Services shall be resolved through binding arbitration in accordance with the Commercial Arbitration Rules of the American Arbitration Association (AAA). The arbitration will be conducted in New York, New York, unless both parties agree otherwise.
YOU AND QUICKAPITAL AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION.
Either party may bring suit in court to:
These Terms and any disputes arising out of or related to these Terms or the Services shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles.
Any legal action or proceeding arising under these Terms (to the extent not subject to arbitration) shall be brought exclusively in the federal or state courts located in New York County, New York, and you irrevocably consent to the jurisdiction of such courts.
We may terminate or suspend your access to our Website and Services immediately, without prior notice or liability, for any reason, including but not limited to:
Upon termination, your right to use the Website and Services will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive, including but not limited to ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
Termination of these Terms does not affect any obligations under separate funding agreements you may have with QuicKapital or our lending partners.
The Website may contain links to third-party websites, services, or resources that are not owned or controlled by QuicKapital. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.
You acknowledge and agree that QuicKapital shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such third-party websites or services. We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.
If any provision of these Terms is held to be invalid, illegal, or unenforceable, the validity, legality, and enforceability of the remaining provisions shall not be affected or impaired. The invalid provision shall be replaced with a valid provision that most closely approximates the intent and economic effect of the invalid provision.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. No waiver of any term shall be deemed a further or continuing waiver of such term or any other term, and our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.
These Terms, together with our Privacy Policy and any separate funding agreements, constitute the entire agreement between you and QuicKapital regarding your use of the Website and Services and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Website and Services.
If you have questions, concerns, or feedback about these Terms and Conditions, please contact us:
By using the QuicKapital website or services, you signify your acceptance of these Terms and Conditions. If you do not agree to these Terms, please do not use our Website or Services. Your continued use of the Website following the posting of changes to these Terms will be deemed your acceptance of those changes.