Every business has different needs. That's why we offer multiple funding options to match your specific situation, goals, and cash flow requirements.
Most Popular Choice
Flexible funding for day-to-day operations, inventory, payroll, marketing, or unexpected expenses. Perfect for businesses needing quick access to cash.
Tax Advantages
Finance new or used equipment, machinery, vehicles, technology, or any hard assets your business needs to operate and grow.
For Card-Based Businesses
Get an advance based on your future credit card sales. Ideal for restaurants, retail stores, and businesses with consistent card transactions.
Maximum Flexibility
Revolving credit line for ongoing business needs. Access funds when you need them, pay only for what you use, and reuse as you pay back.
Working capital loans provide the cash flow your business needs to cover operational expenses, seize growth opportunities, or manage unexpected costs. Use the funds however you need—no restrictions.
Funding Amount
$5K to $5M available
Repayment Terms
6-24 months flexible
Approval Time
Minutes, not days
Funding Speed
24 hours or less
Average Funding
$75,000
Tax Benefits
Section 179
Equipment financing allows you to purchase or lease the machinery, vehicles, technology, and tools your business needs while preserving working capital. The equipment itself serves as collateral, often resulting in better rates.
Financing Coverage
Up to 100% of cost
Repayment Terms
12-60 months
Equipment Types
New & used eligible
Tax Advantages
Section 179 deductions
Section 179 of the IRS tax code allows businesses to deduct the full purchase price of qualifying equipment purchased or financed during the tax year. This can result in significant tax savings!
A merchant cash advance (MCA) provides immediate capital in exchange for a percentage of your future credit card sales. Perfect for businesses with consistent card transaction volume who need quick access to working capital.
Advance Amount
$5K - $500K available
Repayment Method
Automatic daily deduction
Approval Time
Same-day decisions
Funding Speed
24 hours or less
Receive Advance
Get a lump sum based on your average monthly credit card sales
Automatic Repayment
A small percentage is automatically deducted from daily card sales
Flexible Payments
Pay more on busy days, less on slow days—payments adjust with sales
Credit Type
Revolving
Reuse as you pay back
A business line of credit gives you ongoing access to capital that you can draw from as needed. Only pay interest on the amount you use, and as you pay it back, the credit becomes available again—just like a credit card.
Credit Limit
$10K - $250K available
Draw Period
12-24 months
Interest Charges
Only on amount used
Reusability
Revolving credit line
Get Approved for a Credit Limit
Based on your business revenue and financial health
Draw Funds When Needed
Access your credit line anytime during the draw period
Pay Back & Reuse
As you repay, credit becomes available again
Choose the funding option that best matches your business needs and situation
| Feature | Working Capital | Equipment Financing | Merchant Cash Advance | Line of Credit |
|---|---|---|---|---|
| Amount Range | $5K - $5M | $5K - $1M | $5K - $500K | $10K - $250K |
| Repayment Terms | 6-24 months | 12-60 months | 3-18 months | 12-24 months |
| Approval Speed | Fast | Fast | Very Fast | Moderate |
| Credit Requirements | Flexible | Flexible | Very Flexible | Moderate |
| Best For | General operations | Purchasing equipment | Card-based businesses | Ongoing flexibility |
| Collateral | Usually not required | Equipment serves as collateral | Not required | Varies |
Our funding specialists are here to help you choose the best solution for your specific situation.