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Privacy Policy

Last Updated: January 1, 2026

At QuicKapital, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

1. Information We Collect

Personal Information

When you apply for funding or use our services, we may collect personal information including but not limited to:

  • • Name, email address, phone number, and mailing address
  • • Social Security Number or Employer Identification Number
  • • Date of birth and government-issued identification
  • • Business information (name, address, industry, revenue, time in business)
  • • Financial information (bank account details, credit history, tax returns)
  • • Employment and income information

Automatically Collected Information

When you visit our website, we automatically collect certain information about your device and browsing activity:

  • • IP address, browser type, and operating system
  • • Pages visited, time spent on pages, and referring URLs
  • • Device identifiers and mobile network information
  • • Cookies and similar tracking technologies

2. How We Use Your Information

We use the information we collect for the following purposes:

Service Delivery

  • • Processing and evaluating your funding applications
  • • Verifying your identity and conducting credit checks
  • • Communicating with you about your application and funding offers
  • • Administering and servicing your loan or funding agreement
  • • Processing payments and managing your account

Business Operations

  • • Improving our website, services, and customer experience
  • • Conducting market research and analytics
  • • Detecting and preventing fraud, security threats, and illegal activities
  • • Complying with legal obligations and regulatory requirements
  • • Enforcing our terms and conditions

Marketing and Communication

  • • Sending promotional emails about our services and special offers
  • • Providing customer support and responding to inquiries
  • • Sending administrative information, updates, and notices

3. How We Share Your Information

We may share your information with third parties in the following circumstances:

Service Providers

We work with trusted third-party service providers who assist us in operating our business, including:

  • • Credit bureaus and reporting agencies
  • • Payment processors and banking institutions
  • • Technology and data hosting providers
  • • Marketing and analytics services
  • • Legal and professional advisors

Lenders and Funding Partners

We may share your application information with our network of lenders and funding partners to help match you with appropriate funding opportunities. These partners are bound by confidentiality agreements and must comply with applicable privacy laws.

Legal Requirements

We may disclose your information when required by law or in response to:

  • • Court orders, subpoenas, or other legal processes
  • • Government or regulatory investigations
  • • Protection of our legal rights and property
  • • Prevention of fraud or illegal activity
  • • Protection of the safety of our users or the public

Business Transfers

In the event of a merger, acquisition, reorganization, or sale of assets, your information may be transferred as part of that transaction. We will notify you of any such change in ownership or control of your personal information.

4. Data Security

We implement industry-standard security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These measures include:

  • • SSL/TLS encryption for data transmitted over the internet
  • • Encryption of sensitive data at rest
  • • Secure servers and data centers with physical security controls
  • • Regular security assessments and vulnerability testing
  • • Employee training on data security and privacy practices
  • • Access controls limiting who can view your information

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

5. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. Cookies are small data files stored on your device that help us:

  • • Remember your preferences and settings
  • • Understand how you use our website
  • • Improve website performance and functionality
  • • Deliver personalized content and advertisements
  • • Analyze website traffic and user behavior

You can control cookies through your browser settings. However, disabling cookies may limit your ability to use certain features of our website.

We may also use third-party analytics services (such as Google Analytics) that use cookies to collect and analyze usage data. These services have their own privacy policies governing how they use information.

6. Your Rights and Choices

Depending on your location and applicable laws, you may have certain rights regarding your personal information:

Access and Correction

You have the right to request access to the personal information we hold about you and to request corrections if it is inaccurate or incomplete.

Deletion

You may request deletion of your personal information, subject to certain exceptions (such as legal obligations to retain records, ongoing loan servicing, or legitimate business purposes).

Opt-Out of Marketing

You can opt out of receiving promotional emails by clicking the "unsubscribe" link in any marketing email or by contacting us directly. Please note that even if you opt out of marketing communications, we may still send you important administrative messages related to your account or services.

Do Not Sell My Information

QuicKapital does not sell your personal information to third parties for monetary consideration. However, we may share information with partners as described in this policy to provide our services.

To exercise any of these rights, please contact us using the information provided at the end of this policy. We will respond to your request within the timeframe required by applicable law.

7. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Retention periods vary based on:

  • • The nature of the information and how it is used
  • • Legal, regulatory, tax, or accounting requirements
  • • Ongoing business relationships and loan servicing needs
  • • Fraud prevention and security purposes
  • • Legitimate business interests

When personal information is no longer needed, we will securely delete or anonymize it in accordance with our data retention policies and applicable laws.

8. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child without parental consent, we will take steps to delete that information promptly. If you believe we have collected information from a child, please contact us immediately.

9. Third-Party Links

Our website may contain links to third-party websites, services, or applications that are not operated by QuicKapital. This Privacy Policy does not apply to those third-party sites. We are not responsible for the privacy practices or content of third parties. We encourage you to review the privacy policies of any third-party sites you visit before providing any personal information.

10. International Data Transfers

QuicKapital is based in the United States and primarily serves customers in the U.S. Your information may be transferred to, stored, and processed in the United States or other countries where our service providers are located. These countries may have data protection laws that differ from those in your country of residence.

By using our services and providing your information, you consent to the transfer of your information to the United States and other countries as described in this Privacy Policy. We take appropriate measures to ensure that your information receives an adequate level of protection wherever it is transferred.

11. California Privacy Rights

If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA):

  • Right to Know: You have the right to request information about the personal information we have collected about you, including the categories of information, sources, purposes, and third parties with whom we share it.
  • Right to Delete: You have the right to request deletion of your personal information, subject to certain exceptions.
  • Right to Opt-Out: You have the right to opt out of the "sale" of your personal information (as defined by CCPA). We do not sell personal information in the traditional sense.
  • Right to Non-Discrimination: You have the right not to receive discriminatory treatment for exercising your CCPA rights.

To exercise these rights, please contact us at:

  • • Email: [email protected]
  • • Phone: (770) 892-8993
  • • Mail: QuicKapital, 10 Glenlake Parkway, Suite 130, Atlanta, GA 30328

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make changes, we will:

  • • Update the "Last Updated" date at the top of this policy
  • • Post the revised policy on our website
  • • Notify you of material changes via email or prominent notice on our website (where required by law)

We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information. Your continued use of our services after changes are posted constitutes your acceptance of the revised Privacy Policy.

13. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

QuicKapital

Address:
10 Glenlake Parkway, Suite 130
Atlanta, GA 30328
Business Hours:
Monday - Friday: 8:00 AM - 8:00 PM EST
Saturday: 9:00 AM - 5:00 PM EST

We will respond to your inquiry as promptly as possible, typically within 30 days as required by applicable privacy laws.

Acknowledgment

By using QuicKapital's website and services, you acknowledge that you have read and understood this Privacy Policy and agree to the collection, use, and disclosure of your information as described herein. If you do not agree with this Privacy Policy, please do not use our services.