Privacy Policy

1. Information We Collect

Personal Information

We may collect personal information that you voluntarily provide when you:

• Apply for business funding
• Register on our website
• Fill out a contact form
• Subscribe to our newsletter
• Communicate with us via phone, email, or chat

This information may include:

• Name, email address, phone number
• Business name, address, and tax identification number
• Financial information (revenue, bank account details, credit information)
• Business documentation (bank statements, tax returns)
• Social Security Number or other identification numbers

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device, including:

• IP address and location data
• Browser type and version
• Operating system
• Pages visited and time spent on pages
• Referring website addresses
• Device identifiers

2. How We Use Your Information

We use the information we collect for the following purposes:

• Processing Applications: To evaluate your funding application and determine eligibility
• Providing Services: To deliver funding and related financial services
• Communication: To respond to inquiries, send updates, and provide customer support
• Compliance: To comply with legal obligations and regulatory requirements
• Fraud Prevention: To detect, prevent, and address fraud and security issues
• Marketing: To send promotional materials and updates about our services (with your consent)
• Analytics: To analyze website usage and improve our services
• Legal Proceedings: To enforce our terms and protect our rights

3. Disclosure of Your Information

We may share your information in the following circumstances:

Service Providers

We may share your information with third-party service providers who perform services on our behalf, including payment processing, data analysis, credit reporting, fraud prevention, email delivery, and customer service. These providers are contractually obligated to protect your information.

Legal Requirements

We may disclose your information if required by law or in response to valid requests by public authorities (e.g., court orders, subpoenas, government agencies).

Business Transfers

If QuicKapital is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We will provide notice before your information is transferred and becomes subject to a different privacy policy.

With Your Consent

We may disclose your information for any other purpose with your consent.

4. Data Security

We implement appropriate technical and organizational security measures to protect your information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• 256-bit SSL encryption for data transmission
• Secure, encrypted storage on protected servers
• Regular security assessments and updates
• Access controls and authentication requirements
• Employee training on data protection
• Regular data backups

5. Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information:

To exercise these rights, please contact us at [email protected]. We will respond to your request within 30 days.

6. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. Cookies are small data files stored on your device.

Types of Cookies We Use:

• Essential Cookies: Necessary for website functionality and security
• Analytics Cookies: Help us understand how visitors use our site
• Functional Cookies: Enable enhanced features and personalization
• Marketing Cookies: Track effectiveness of our marketing campaigns

You can control cookies through your browser settings. However, disabling cookies may affect website functionality. For more information, visit our Cookie Policy or adjust your browser settings.

7. Third-Party Services

Our website may contain links to third-party websites or services that are not operated by us. We are not responsible for the privacy practices of these third parties.

We encourage you to review the privacy policies of any third-party sites you visit. This Privacy Policy applies only to information collected by QuicKapital.

8. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

Retention periods vary based on:

• Legal and regulatory requirements
• The nature of your relationship with us
• Legitimate business purposes
• Dispute resolution needs

9. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided us with personal information, please contact us, and we will take steps to delete such information.

10. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. When we make changes, we will:

• Update the "Last Updated" date at the top of this policy
• Notify you via email if changes are material
• Post a notice on our website homepage

We encourage you to review this Privacy Policy periodically. Your continued use of our services after changes indicates your acceptance of the updated policy.

11. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us: