Everything you need to know about QuicKapital's business funding solutions, application process, and terms.
Applying is simple and takes just 2 minutes:
You can also call us directly at (800) 555-0100 to apply over the phone.
To complete your application, you'll need:
Additional documents (like bank statements) may be requested during the approval process.
Our approval process is one of the fastest in the industry:
Most businesses receive funds within 24-48 hours of submitting their initial application.
No, there is absolutely no fee to apply for funding or receive a quote. You only pay fees if you accept funding, and all costs will be clearly disclosed upfront before you sign any agreement. We believe in complete transparency with no hidden charges or surprises.
To qualify for QuicKapital funding, your business must meet these basic requirements:
Even if you don't meet all requirements, we encourage you to apply—each application is reviewed individually.
Yes! Unlike traditional banks, we don't have a minimum credit score requirement. We evaluate your business based on multiple factors including:
Many of our clients have successfully secured funding despite challenged credit. We focus on your business's potential, not just your past.
Yes! We work with businesses as young as 3 months old. As long as your business has been operating for at least 3 months and generating at least $5,000 in monthly revenue, you can qualify for funding.
We understand that new businesses often have the greatest need for capital and the least access to traditional financing. That's why we've designed our requirements to be startup-friendly while still ensuring responsible lending.
Yes, having existing business debt doesn't automatically disqualify you. We evaluate your overall business health, cash flow, and ability to manage additional financing.
Many businesses use our funding to:
Be prepared to provide information about your existing obligations during the application process.
We fund businesses across virtually all industries, including:
If you're not sure whether your industry qualifies, contact us—we likely work with businesses like yours!
No, submitting your initial application will not affect your credit score. We perform a soft credit inquiry during the application process, which does not impact your credit.
Only if you accept an offer and proceed to final approval will we conduct a hard credit pull, which may have a minimal temporary impact on your credit score. We'll notify you before performing any hard credit inquiry.
QuicKapital offers funding from $5,000 to $5,000,000, depending on:
Your funding specialist will help determine the optimal amount based on your needs and qualifications.
We offer multiple funding solutions to meet different business needs:
Learn more about each option on our Funding Solutions page.
Most businesses receive funds within 24 hours of signing their funding agreement. The complete timeline typically looks like this:
In many cases, the entire process from application to funding is completed in under 24 hours.
Yes! For most funding products (working capital loans, lines of credit), there are no restrictions on how you use the funds. Common uses include:
For equipment financing, funds must be used to purchase the specified equipment.
Repayment terms vary by funding product:
Your funding specialist will help you choose terms that align with your cash flow and business goals.
Interest rates and fees vary based on several factors:
All costs will be clearly disclosed upfront before you sign any agreement. We believe in complete transparency with no hidden fees. Your funding specialist will provide a detailed breakdown of all costs during the approval process.
Most of our funding products have no prepayment penalties, meaning you can pay off your balance early without incurring additional fees. This can save you money on interest charges.
Specific prepayment terms will be clearly outlined in your funding agreement. If early repayment is important to you, discuss this with your funding specialist when reviewing your options.
Requirements vary by funding product:
A personal guarantee means you agree to be personally responsible for the debt if your business cannot repay it. This is common in business lending and helps us offer competitive rates to businesses with shorter credit histories.
We understand that business cash flow can be unpredictable. If you anticipate difficulty making a payment:
Late payments may result in late fees and could impact your credit score. Your agreement will specify the exact terms and consequences of late or missed payments.
Our funding specialists are here to answer any questions and guide you through the application process. Get in touch today.